01
Fix & Flip
Purchase and renovation financing for value-add residential investment properties.
- Acquisition + rehab
- Short-term business-purpose financing
- Sell or refinance exits
FAST. FLEXIBLE. INVESTOR FOCUSED.
Hard Money & Private Real Estate Financing Across California.
Draw Key Capital helps real estate investors throughout California organize and source business-purpose financing for acquisitions, rehabs, rentals, bridge needs, and construction projects.
Fast ClosingsBuilt for time-sensitive opportunities
Flexible TermsStructured around the deal
Investor FocusedReal estate first
Fast ClosingsMove when opportunity strikes.
Transparent TermsClear leverage and cost structure.
Investor FocusedUnderwriting built around the asset.
Relationship DrivenBuilt for repeat borrowers and brokers.
OUR LOAN PROGRAMS
Capital for every stage of your investment strategy.
Submit the scenario once. Draw Key Capital can evaluate the deal against the appropriate program and lender criteria.
02
Bridge
Flexible short-term capital for acquisitions, timing gaps, refinances, and transitional assets.
- Time-sensitive closings
- Asset-focused review
- Flexible exit plans
03
Rental / DSCR
Investor financing for stabilized rental properties and long-term cash-flow strategies.
- Purchase or refinance
- Investor-owned properties
- Long-term rental exits
04
Ground-Up Construction
Capital for experienced investors developing residential investment properties from the ground up.
- Land + construction scenarios
- Draw-based funding structures
- Experience-sensitive underwriting
STATEWIDE CALIFORNIA COVERAGE
Investor financing for real estate opportunities across California.
Draw Key Capital reviews business-purpose investment-property scenarios statewide. From Northern California and Sacramento to the Bay Area, Central Valley, Los Angeles, Orange County, Inland Empire, and San Diego, the process starts with the property, leverage, timing, borrower profile, and exit strategy—not a one-size-fits-all loan label.
AREAS WE REVIEWCalifornia investment properties statewide
Sacramento · Bay Area · Central Valley · Los Angeles · Orange County · Inland Empire · San Diego and other eligible California markets.
Program and geographic availability vary by capital source and transaction.HOW IT WORKS
A simple process. Serious results.
From first scenario to preliminary terms and closing diligence.
1
Submit Your Scenario
Tell us about the property, capital request, borrower experience, and exit strategy.
2
Underwriting Review
The Deal Desk evaluates leverage, margin, borrower profile, and lender-fit criteria.
3
Upload Documents
Send contracts, budgets, entity docs, proof of funds, and supporting items securely.
4
Receive Terms
Qualified deals can receive preliminary terms and move into closing diligence.
BORROWER PORTAL
Your deal. One secure place.
Upload documents, respond to underwriting requests, and keep the loan file organized without emailing sensitive attachments back and forth.
Access Borrower Portal →
Borrower WorkspaceSecure✓Scenario✓Review3Terms4Funding
RECENT ACTIVITYPurchase contract uploadedUnderwriting file updated
ILLUSTRATIVE CREDIT BOX
Deal metrics the Deal Desk evaluates.
Examples only. Actual lender terms and eligibility vary by deal, program, borrower, property, and lender.
90%Loan-to-CostExample maximum
75%As-Is LTVExample maximum
70%ARV LTVExample maximum
$100K–$5MTypical RequestsProgram dependent
NEW BORROWER INTAKE
Submit your loan scenario.
Give us the deal basics and the Draw Key Capital Deal Desk will have what it needs to begin screening the opportunity.
✓
Investor focused. Business-purpose real estate scenarios only.
✓
Quick to complete. Most submissions take only a few minutes.
✓
Built for matching. Your deal can be compared against lender-specific criteria.
Scenario received.
Your scenario is in the Draw Key Capital review queue. You can now add supporting documents to the secure deal file.
Scenario ID—Save this ID. You can use it with your email to request a new secure portal link later.
Keep the document-portal link private. It is unique to this loan scenario.
INVESTOR RESOURCES
Understand the financing before the deadline.
Use practical guides and the deal calculator to compare financing paths, model costs, and prepare a cleaner loan scenario.
01
Hard Money Costs
Interest, points, lender fees, draw costs, closing costs and holding-period risk.
Read the guide →02
Hard Money vs DSCR
Compare short-term bridge financing with longer-term rental financing.
Compare the options →03
California Financing Coverage
See how Draw Key Capital reviews investor scenarios across California and how program availability can vary by deal and market.
View California coverage →04
Loan Calculator
Model purchase, rehab, financing, holding period, projected profit and ROI.
Run the calculator →REFERRAL PARTNERS
Have investor clients or off-market deals that need financing?
Agents, wholesalers, contractors, property managers, and investor professionals can send business-purpose scenarios to Draw Key Capital and ask about a secure repeat-referral workflow.
ABOUT DRAW KEY CAPITAL
Built around real estate investors.
Draw Key Capital helps investors organize and source business-purpose real estate financing across fix & flip, bridge, rental / DSCR, and ground-up construction scenarios.
Our process is designed to make the financing conversation faster and clearer: submit the deal once, provide supporting documents securely, review preliminary terms, and move the file toward closing.
COMMON QUESTIONS
Before you submit.
What information do you need to review a deal?
At minimum: property address, program, transaction type, purchase or payoff amount, rehab budget when applicable, estimated value, requested loan amount, borrower experience, timing, and exit strategy.
Do you finance owner-occupied homes?
This platform is designed for business-purpose, non-owner-occupied real estate financing. Consumer-purpose or owner-occupied transactions require different compliance treatment.
Are website terms guaranteed?
No. Any examples or preliminary terms are non-binding and may change based on lender criteria, diligence, valuation, documentation, and final approval.
Can brokers submit scenarios?
Yes. Borrowers, brokers, agents, wholesalers, and other deal sources can use the same intake. Include referral or brokerage details in the notes.