01
Hard Money Loan Costs
Understand interest, points, lender fees, draw costs, closing costs, holding period and why rate alone is not the full comparison.
Read the cost guide →INVESTOR FINANCING RESOURCES
Make Better Financing Decisions Before the Deal Clock Starts
Practical guides and tools for California real estate investors evaluating hard money, fix & flip, bridge, rental / DSCR, and construction financing.
START HEREResearch → model → submit
- Understand the financing structure
- Model cost and cash required
- Stress-test the timeline and exit
- Submit the actual property for review
NEW GUIDES
High-intent financing questions, answered clearly.
These resources are designed around questions investors ask immediately before choosing a loan path or submitting a property.
02
Hard Money vs DSCR
Compare short-term bridge financing with longer-term rental financing based on property condition, cash flow, timeline and exit.
Compare the options →03
California Financing Coverage
Understand statewide investor-financing coverage, regional differences, program paths, and what to submit for a property-specific review.
View California coverage →04
Fix & Flip Calculator
Model purchase, rehab, financing, holding and projected exit before you submit a real property for review.
Run the calculator →LOAN PROGRAM GUIDES
Go deeper on the financing path.
Use the program pages when you already know the general loan type you need.
Fix & Flip LoansPurchase + rehab financing for value-add investment property.Bridge LoansShort-term capital for acquisitions, transitions, and timing gaps.DSCR Rental LoansLonger-term financing for eligible investment rentals.Construction LoansGround-up financing built around land, plans, budget, draws and exit.California Hard MoneyStatewide financing guide for eligible California investment-property scenarios.Fresno Hard MoneyLocal financing guide for Fresno-area investors.Central Valley FinancingRegional hub covering Fresno, Madera, Visalia, Hanford, Merced, Modesto and Bakersfield.
HAVE A LIVE PROPERTY?
Research is useful. A real deal needs a real review.
Send the property address, purchase or payoff, rehab or construction budget, requested loan, timing, experience, and exit strategy.